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["These categories are here only to help you think of things that you should count as expenses. It in no way means that these will be accepted by the IRS. Quite a few of them will not. And also, most of them you will not even use. "]
["Income","Total Income:",{"$f":"B21","v":6000}]
[null,"Total Expenses:",{"$f":"SUM(B31,B37,B47,B58,B68,B84,B98,B105,B121,B130,B139,B146,B159,B167,B173,B182,B192,B200,B212,B220,B230,B241)","v":0}]
[null,"Remaining:",{"$f":"C2-C3","v":6000}]
[]
[]
[]
["Income"]
["Salary",5800]
["Self-employed income",200]
["Bonus",0]
["Tips",0]
["Regular monthly income",0]
["Tax refund",0]
["Gifts received",0]
["Alimony received",0]
["Child support received",0]
["Rental income",0]
["Dividend income",0]
["Interest earned",0]
["Total Income",{"$f":"SUM(B9:B20)","v":6000}]
["Housing"]
["Mortgage/rent"]
["Homeowners association (HOA fees)"]
["Homeowners insurance"]
["Property insurance (i.e., jewelry)"]
["Home repairs/Maintenance"]
["Property taxes"]
["Home improvement"]
["Furnishings"]
["Total Housing",{"$f":"SUM(C23:C30)","v":0}]
["Home Services"]
["House cleaning"]
["Lawn care"]
["Security system"]
["Pest control"]
["Total Home Services",{"$f":"SUM(C33:C36)","v":0}]
["Utilities"]
["Natural gas/Electricity"]
["Landline/Home phone"]
["Mobile phone"]
["Home Internet"]
["Garbage"]
["Recycling"]
["Water"]
["Sewer"]
["Total Utilities",{"$f":"SUM(C39:C46)","v":0}]
["Household Items"]
["Cleaning supplies"]
["Paper products"]
["Tools"]
["Toiletries"]
["Laundry supplies"]
["Postage"]
["Furniture"]
["Home décor"]
["Pool supplies"]
["Total Household Items",{"$f":"SUM(C49:C57)","v":0}]
["Food expenses"]
["Groceries"]
["Fast food"]
["Coffee shops"]
["Breakfast"]
["Lunch"]
["Dinner"]
["Drinks"]
["Snacks"]
["Total Food Expense",{"$f":"SUM(C60:C67)","v":0}]
["Transportation"]
["Car payment/lease payments"]
["Car insurance"]
["Gas"]
["Oil change"]
["Maintenance Repairs"]
["Personal property taxes"]
["Registration"]
["Public transportation"]
["Ride sharing (Uber, Lyft)"]
["Tolls"]
["Parking"]
["Roadside assistance (AAA)"]
["Parking fees"]
["Public transit"]
["Total Transportation",{"$f":"SUM(C70:C83)","v":0}]
["Medical Health"]
["Health insurance"]
["Dental insurance"]
["Vision insurance"]
["Prescription Medications"]
["Doctor bills (annual checkups or yearly physicals, specialist)"]
["Dental appointments"]
["Hospital bills"]
["Health care costs"]
["Optometrist"]
["Glasses/contacts"]
["Chiropractor visits"]
["Vitamins/supplements"]
["Total Medical Health",{"$f":"SUM(C86:C97)","v":0}]
["Insurance"]
["Life insurance"]
["Disability insurance"]
["Long-term care insurance"]
["Umbrella policy"]
["Identity theft"]
["Total Insurance",{"$f":"SUM(C100:C104)","v":0}]
["Kids"]
["Tuition"]
["Daycare"]
["Babysitter/Nanny"]
["Baby necessities, formula"]
["Summer camp"]
["School or extra-curricular activities"]
["School supplies"]
["School lunches"]
["Lessons"]
["Allowance"]
["Toys"]
["Kids’ discretionary spending"]
["Child support"]
["Clothing"]
["Total Kids",{"$f":"SUM(C107:C120)","v":0}]
["Pets"]
["Veterinarian"]
["Pet food"]
["Pet medication (i.e., flea prevention, shots, heartworm medication)"]
["Pet toys/beds"]
["Pet accessories (i.e.,leash, collar, etc.)"]
["Pet grooming"]
["Pet insurance"]
["Total Pets",{"$f":"SUM(C123:C129)","v":0}]
["Subscriptions/Streaming Services"]
["Netflix, Hulu, etc."]
["Amazon Prime"]
["Music (Spotify, Pandora)"]
["Sports TV subscription (i.e., ESPN, Fox Sports)"]
["Software subscriptions"]
["Magazines"]
["Professional society annual fees"]
["Total Subscription/Streaming",{"$f":"SUM(C132:C138)","v":0}]
["Clothing"]
["Work clothing"]
["Athletic clothing"]
["Leisure clothing"]
["Alterations"]
["Dry cleaning"]
["Total Clothing",{"$f":"SUM(C141:C145)","v":0}]
["Personal Care"]
["Haircuts"]
["Hair coloring"]
["Hair products"]
["Cosmetics"]
["Nail salon"]
["Eyebrows"]
["Massages"]
["Spa services"]
["Grooming"]
["Gym membership"]
["Counseling Therapy"]
["Total Personal Care",{"$f":"SUM(C148:C158)","v":0}]
["Personal Development"]
["Books"]
["Personal coach"]
["Self-improvement"]
["Conferences"]
["Online courses"]
["In-person courses"]
["Total Personal Development",{"$f":"SUM(C161:C166)","v":0}]
["Financial/Professional Fees"]
["Financial advisor"]
["Lawyer/Attorney fees"]
["Tax professional (CPA, online accounting firm)"]
["Business consultant"]
["Total Financial/Professional Fees",{"$f":"SUM(C169:C172)","v":0}]
["Recreation/Fun"]
["Movies"]
["Concert tickets"]
["Hobbies/Crafts"]
["Hosting parties"]
["Books"]
["Entertainment"]
["Sporting events"]
["Total Recreation/Fun",{"$f":"SUM(C175:C181)","v":0}]
["Travel"]
["Vacation"]
["Vacation food"]
["Vacation activities"]
["Trips to see family"]
["Trips for weddings, bachelor/bachelorette parties"]
["Souvenirs"]
["Baggage fees"]
["TSA precheck or global entry"]
["Total Travel",{"$f":"SUM(C184:C191)","v":0}]
["Technology"]
["Mobile phone"]
["Computer/Computer accessories"]
["Speaker system"]
["WI-FI mesh system / WI-FI extender"]
["Smart home (i.e., Amazon Echo, Fire, Nest, Google)"]
["Gaming system/Video games/Gaming accessories"]
["Total Technology",{"$f":"SUM(C194:C199)","v":0}]
["Gifts"]
["Family birthday gifts"]
["Friend birthday gifts"]
["Wedding shower gifts"]
["Anniversary gifts"]
["Baby shower gifts"]
["Teacher gifts"]
["Service-person gifts (mail carrier, home service, personal assistant)"]
["Thank you gifts"]
["Holiday gifts"]
["Special occasions"]
["Total Gifts",{"$f":"SUM(C202:C211)","v":0}]
["Charitable Giving"]
["Charity Donations"]
["Tithing"]
["Religious"]
["Community"]
["Political"]
["Non-cash donations (i.e., Goodwill, Salvation Army, clothing, canned food, etc)"]
["Total Charitable Giving",{"$f":"SUM(C214:C219)","v":0}]
["Savings Goals/Investing"]
["College savings"]
["Retirement savings"]
["New car savings"]
["Health savings account"]
["Emergency fund"]
["Brokerage investments"]
["Traditional/Roth IRA"]
["Down payment savings"]
["Total Savings/Investing",{"$f":"SUM(C222:C229)","v":0}]
["Debt Payments"]
["Credit card debt"]
["Student loan debt"]
["Medical debt"]
["Personal loans"]
["Payment plans (Affirm, Afterpay, Sezzle)"]
["Back taxes"]
["Past due bills"]
["Alimony"]
["Other debt repayment"]
["Total Debt Payments",{"$f":"SUM(C232:C240)","v":0}]

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[null,"Categories"]
[null,"Charitable Giving"]
[null,"Clothing",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"","Case is = "]
[null,"Debt Payments",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"\"","i= "]
[null,"Financial/Professional Fees",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Charitable Giving",220,null,{"$f":"$V$3&$U$3&S5&$U$4","v":"Case is = \"Total Charitable Giving\""}]
[null,"Food expenses",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T5","v":"i= 220"}]
[null,"Gifts",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Clothing",146,null,{"$f":"$V$3&$U$3&S7&$U$4","v":"Case is = \"Total Clothing\""}]
[null,"Home Services",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T7","v":"i= 146"}]
[null,"Household Items",null,null,null,null,null,"nA-nB-nC-nD-nE-nF-nG-nH-nI-nJ-nK-nL-nM-nN-nO-nP-nQ-nR-nS-nT-nU",null,null,null,null,null,null,null,null,null,null,"Total Debt Payments",241,null,{"$f":"$V$3&$U$3&S9&$U$4","v":"Case is = \"Total Debt Payments\""}]
[null,"Housing",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T9","v":"i= 241"}]
[null,"Income",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Financial/Professional Fees",173,null,{"$f":"$V$3&$U$3&S11&$U$4","v":"Case is = \"Total Financial/Professional Fees\""}]
[null,"Insurance",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T11","v":"i= 173"}]
[null,"Kids",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Food expense",68,null,{"$f":"$V$3&$U$3&S13&$U$4","v":"Case is = \"Total Food expense\""}]
[null,"Medical Health",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T13","v":"i= 68"}]
[null,"Personal Care",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Gifts",212,null,{"$f":"$V$3&$U$3&S15&$U$4","v":"Case is = \"Total Gifts\""}]
[null,"Personal Development",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T15","v":"i= 212"}]
[null,"Pets",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Home Services",37,null,{"$f":"$V$3&$U$3&S17&$U$4","v":"Case is = \"Total Home Services\""}]
[null,"Recreation/Fun",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T17","v":"i= 37"}]
[null,"Savings Goals/Investing",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Household Items",58,null,{"$f":"$V$3&$U$3&S19&$U$4","v":"Case is = \"Total Household Items\""}]
[null,"Subscriptions/Streaming Services",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T19","v":"i= 58"}]
[null,"Technology",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Housing",31,null,{"$f":"$V$3&$U$3&S21&$U$4","v":"Case is = \"Total Housing\""}]
[null,"Transportation",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T21","v":"i= 31"}]
[null,"Travel",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Income",21,null,{"$f":"$V$3&$U$3&S23&$U$4","v":"Case is = \"Total Income\""}]
[null,"Utilities",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T23","v":"i= 21"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Insurance",105,null,{"$f":"$V$3&$U$3&S25&$U$4","v":"Case is = \"Total Insurance\""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T25","v":"i= 105"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Kids",121,null,{"$f":"$V$3&$U$3&S27&$U$4","v":"Case is = \"Total Kids\""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T27","v":"i= 121"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Medical Health",98,null,{"$f":"$V$3&$U$3&S29&$U$4","v":"Case is = \"Total Medical Health\""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T29","v":"i= 98"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Personal Care",159,null,{"$f":"$V$3&$U$3&S31&$U$4","v":"Case is = \"Total Personal Care\""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T31","v":"i= 159"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Personal Development",167,null,{"$f":"$V$3&$U$3&S33&$U$4","v":"Case is = \"Total Personal Development\""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T33","v":"i= 167"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Pets",130,null,{"$f":"$V$3&$U$3&S35&$U$4","v":"Case is = \"Total Pets\""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T35","v":"i= 130"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Recreation/Fun",182,null,{"$f":"$V$3&$U$3&S37&$U$4","v":"Case is = \"Total Recreation/Fun\""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T37","v":"i= 182"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Savings/Investing",230,null,{"$f":"$V$3&$U$3&S39&$U$4","v":"Case is = \"Total Savings/Investing\""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T39","v":"i= 230"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Subscription/Streaming",139,null,{"$f":"$V$3&$U$3&S41&$U$4","v":"Case is = \"Total Subscription/Streaming\""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T41","v":"i= 139"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Technology",200,null,{"$f":"$V$3&$U$3&S43&$U$4","v":"Case is = \"Total Technology\""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T43","v":"i= 200"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Transportation",84,null,{"$f":"$V$3&$U$3&S45&$U$4","v":"Case is = \"Total Transportation\""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T45","v":"i= 84"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Travel",192,null,{"$f":"$V$3&$U$3&S47&$U$4","v":"Case is = \"Total Travel\""}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"$V$4&T47","v":"i= 192"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Total Utilities",47,null,{"$f":"$V$3&$U$3&S49&$U$4","v":"Case is = \"Total Utilities\""}]
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